Digital & Online
Crypto-Adjacent
Crypto-adjacent businesses are usually a banking problem before they are a processing problem.
Underwriting & acquiring considerations
We start from your existing environment — volumes, approval performance, disputes, reserves, banking and partner mix — then design the acquiring, redundancy and risk architecture around it, with scaling considerations built in.
Request an Assessment- AML and transaction-monitoring posture
- Fiat on-ramp structure and partner selection
- Banking redundancy for settlement
- Jurisdictional licensing review
Engagement
Assess
Understand the merchant's current payment infrastructure, economics, risk profile, constraints and objectives.
Architect
Design an acquiring and payments strategy around resilience, performance, scalability and redundancy.
Select
Identify appropriate partners and manage the underwriting and implementation process.
Optimize
Continuously evaluate approval rates, costs, reserves, chargebacks, routing and overall payment performance.
Banking appetite and underwriting requirements vary by business model. We evaluate each company individually and never guarantee approval. Basis Point is not a bank, acquiring bank, payment processor or card network.
Related intelligence
- Fintech & Prop Trading Payment ProcessingFor trading platforms, acceptance is downstream of licensing and flow of funds. Solve those and the processing question narrows sharply.
- High-Risk Payment Processing: A Complete GuideWhat 'high-risk' actually means to an acquirer, how these accounts are priced and underwritten, and how to build a stack that survives a category repricing.
- Merchant Underwriting: What Acquiring Banks Actually Look ForThe file a risk officer wants, the questions behind each document, and the items that quietly decide reserves and caps.
- Why Merchants Need Backup MIDsA secondary MID is only useful if it is live, warm and already carrying real traffic. Here is how to build one properly.
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