Fintech & Trading
Fintech & Trading Platforms
Prop trading, neo-brokers, FX and fintech infrastructure are usually a banking-and-licensing problem before they are a processing problem.
Underwriting & acquiring considerations
We start from your existing environment — volumes, approval performance, disputes, reserves, banking and partner mix — then design the acquiring, redundancy and risk architecture around it, with scaling considerations built in.
Request an Assessment- Broker-dealer, MSB or payment-institution licensing review
- Flow-of-funds documentation and segregation of customer funds
- Card-brand restrictions on trading and investment products
- Banking redundancy for settlement and client funds
- AML, KYC and transaction-monitoring posture
Engagement
Assess
Understand the merchant's current payment infrastructure, economics, risk profile, constraints and objectives.
Architect
Design an acquiring and payments strategy around resilience, performance, scalability and redundancy.
Select
Identify appropriate partners and manage the underwriting and implementation process.
Optimize
Continuously evaluate approval rates, costs, reserves, chargebacks, routing and overall payment performance.
Banking appetite and underwriting requirements vary by business model. We evaluate each company individually and never guarantee approval. Basis Point is not a bank, acquiring bank, payment processor or card network.