Basis Point

Financial & High Ticket

High-Ticket Ecommerce

High average tickets attract per-transaction caps, manual review and issuer-side friction that suppress approval rates.

Underwriting & acquiring considerations

We start from your existing environment — volumes, approval performance, disputes, reserves, banking and partner mix — then design the acquiring, redundancy and risk architecture around it, with scaling considerations built in.

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  • Per-transaction and daily cap negotiation
  • Split-payment and deposit structures
  • Manual review workflow design
  • Alternative rails for large-value orders

Engagement

01

Assess

Understand the merchant's current payment infrastructure, economics, risk profile, constraints and objectives.

02

Architect

Design an acquiring and payments strategy around resilience, performance, scalability and redundancy.

03

Select

Identify appropriate partners and manage the underwriting and implementation process.

04

Optimize

Continuously evaluate approval rates, costs, reserves, chargebacks, routing and overall payment performance.

Banking appetite and underwriting requirements vary by business model. We evaluate each company individually and never guarantee approval. Basis Point is not a bank, acquiring bank, payment processor or card network.

Build a more resilient payments stack.

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